Terms & Conditions
Acceptance of Terms
By accessing and using this website, you acknowledge and agree to be bound by these Terms and Conditions.
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Use of Content
All content on this website—including text, images, and designs—is the exclusive property of Moira Ratmoko unless otherwise indicated. Content is provided for personal, non-commercial use only.
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Restrictions
You are prohibited from copying, modifying, distributing, publicly displaying, or otherwise utilizing any content from this website without prior written consent.
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Accuracy of Information
While every effort is made to ensure the accuracy and currency of the information presented, no guarantee is provided regarding completeness or correctness.
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External Links
This website may contain links to third-party websites. Moira Ratmoko assumes no responsibility for the content or practices of these external sites.
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Limitation of Liability
Moira Ratmoko shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use this website.
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Intellectual Property
All trademarks, logos, and brand names displayed on this website are the property of their respective owners.
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Amendments
These Terms and Conditions may be amended at any time without prior notice. Continued use of the website constitutes acceptance of any such changes.
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Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Switzerland.
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Contact Information
For any inquiries regarding these Terms and Conditions, please contact: