Terms & Conditions
Acceptance of Terms
By accessing and using this website, you acknowledge and agree to be bound by these Terms and Conditions.
Use of Content
All content on this website—including text, images, and designs—is the exclusive property of Moira Ratmoko unless otherwise indicated. Content is provided for personal, non-commercial use only.
Restrictions
You are prohibited from copying, modifying, distributing, publicly displaying, or otherwise utilizing any content from this website without prior written consent.
Accuracy of Information
While every effort is made to ensure the accuracy and currency of the information presented, no guarantee is provided regarding completeness or correctness.
External Links
This website may contain links to third-party websites. Moira Ratmoko assumes no responsibility for the content or practices of these external sites.
Limitation of Liability
Moira Ratmoko shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use this website.
Intellectual Property
All trademarks, logos, and brand names displayed on this website are the property of their respective owners.
Amendments
These Terms and Conditions may be amended at any time without prior notice. Continued use of the website constitutes acceptance of any such changes.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Switzerland.
Contact Information
For any inquiries regarding these Terms and Conditions, please contact: